How Grown up are you ?

1st May 2015

How Grown up are you ?

Kid girl in big mommy shoes isolated on white

A man born today is expected to live to 78.2 years and a woman until 82.3 (unless you are lucky enough to live in Aldeburgh where the expectancy is 88.7 for men and 91.6 for ladies; must be the sea air as Frinton is similar).   I wonder at what point during those 91.6 years you start to feel grown up?

The Skipton Building Society has carried out research and drawn up a list of 50 things which apparently show you are a grown up – the majority of those questioned felt it happened at about age 26!    Apparently planting flowers in the garden, having “best” towels and “best” crockery and being able to bleed a radiator are key indicators.

Key financial indicators include, starting paying into a pension, having a mortgage, monthly budgeting and at number 5 – making a Will.

Buying your first home, getting married, having children, moving house, starting a business, retiring (not all necessary and not necessarily in that order) are all key life stages and a lot to pack into your 91.6 or 78.2 years – they are also useful stages to pause, take that Will out of the drawer and review it.

Every grown up should have a Will and should review it at every key life stage or significant event just to make sure it accurately reflects their wishes.

Are you a grown up yet ? How many questions can you say yes to?

1.    Pay a mortgage
2.    Mum and Dad no longer making your financial decisions
3.    Pay into a pension
4.    Conduct a weekly food shop
5.    Written a Will
6.    Have children
7.    Budget every month
8.    Able to cook an evening meal from scratch
9.    Getting married
10.    Have life insurance
11.    Recycle
12.    Have a savings account
13.    Know what “ISA” and “Tracker” are
14.    Watch the news
15.    Own a lawn mower
16.    Do your own washing
17.    Take trips to the tip
18.    Plant flowers
19.    Able to bleed a radiator
20.    Have a joint bank account
21.    Have a view on politics
22.    Keep track on interest rates
23.    Find a messy house annoying
24.    Being able to change a light bulb
25.    Own a vacuum cleaner
26.    Hold dinner parties
27.    Listen to Radio 2
28.    Enjoy Gardening
29.    Spend weekends just “pottering”
30.    Mum starts asking you for advice
31.    Carry spare shopping bags just in case
32.    Like going round garden centres
33.    Wear coats on a night out
34.    Go to bed before 11pm
35.    Make sure Mum and Dad are phoned weekly
36.    Class work as a career rather than a job
37.    Repair torn clothing
38.    You iron
39.    You wash up immediately after eating
40.    Enjoy cooking
41.    Buy a Sunday paper
42.    Always going out with a sensible pair of shoes
43.    You like receiving gift vouchers
44.    Work keeps you awake at night
45.    Filing post
46.    Have a “best” crockery set
47.    Be able to change a car tyre
48.    Be sensible enough to remove makeup off before bedtime
49.    Be able to follow a recipe
50.    Owning “best” towels as well as “everyday” towels

If you are now a grown up and would like advice on making or reviewing your Will contact Emma Woollard at Gotelee 01473 211121 emma.woollard@gotelee.co.uk

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