Completion is the day the parties have been looking forward to. It is your moving day, when ownership of the property passes to the buyer. Once the buyer’s solicitor or conveyancer is satisfied with everything, he or she will transfer the purchase monies to the seller’s solicitor or conveyancer. It is often the case that a seller will have a mortgage secured on the property and the buyer’s solicitor will require a solicitor’s undertaking from the seller’s solicitor to repay all borrowings in full.
Once the purchase monies have been received by the seller’s solicitor or conveyancer, the solicitors or conveyancers will formally complete the transaction and the seller will be asked to pass the keys to the property to the buyer. The purchase is complete and ownership of the property will formally transfer to the buyer when the transfer has been registered with the land registry.
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