Home Care Funding: A Clearer Future?

Home Care Funding: A Clearer Future?

The Commission on Funding of Care and Support which was set up in July 2010 as an independent body, to review the funding system for care and support in England, has submitted its final report.

In a letter to the Government which coincided with the report’s release, Andrew Dilnot, the Chairman for the Commission, outlined ‘a new partnership between the  individual and the state’.

The existing system for funding long term care is complex, difficult to navigate and subject to a means test, which often results in the spending of life savings or the sale of the family home to raise the money required.

In the light of this, the Commission has recommended the following changes:

  • The means test upper limit of eligibility for publicly funded care should be increased from the present £23,250 to £100,000
  • Where people have to pay for their own care this would be capped at £35,000, with a general living cost contribution of £10,000
  • Social Care assessments should be consistent across the country and portable when people move. Disability benefits should continue as they are now.

As everyone with over £100,000 worth of capital would have to contribute £35,000 towards their care and make a contribution towards their living costs, the report envisages new financial products that will enable people to save and plan for this potential expenditure in the future.

It is clear that if the recommendations are accepted, there will be major questions as to how they will be funded. The report does not shy away from pointing out that, historically social care has been under-funded and that the funding has failed to keep pace with demographic changes. The estimate for implementing the proposals is £1.7billion.

The report also suggests that this might be paid for through additional taxation, perhaps with a specific tax on those over State Pension age.

The report stresses repeatedly that the current system is perceived as unfair, that it is unnecessarily complex and in many ways, unsustainable. If you are a family member already caught in the maze of care funding, or about to become embroiled in it, our private client team are able to help guide you through.

Importation & E-fulfilment Adviser
Chartered Legal Executive Associate
Chartered Legal Executive, Associate
Chartered Legal Executive Associate
Blog Posts

The Woodbridge Regatta and Riverside Fair

15/06/2017

One of the most important events in the Woodbridge calendar – The Woodbridge Regatta…

Read More
Upcoming Events

Brass on the Grass – Ipswich Hospital Band 2017

04/05/2017

Gotelee Solicitors are delighted to be supporting The Ipswich Hospital Band with their band…

Read More
News Posts

Should employers relax their office dress code when temperatures soar?

22/06/2017

Unless your workplace is suitably air conditioned, the recent heatwave may have left you…

Read More

Testimonials

"Clarity and speed. A refreshing absence of legal jargon and gobblodygook!"

- PS

"The down to earth manner of the solicitors."

- GN

"Not too formal - felt like a chat with a friend."

- JG

"As your entire service was excellent, it is not possible to single out anything special to mention."

- AH

"A big firm with a local touch!"

- RG

"Great service, never made things complicated!"

- JW

"Warm friendly service with clear responses to all my questions."

- BF

"Mr Rowland was sincere, approachable, understanding and professional throughout."

- GD

"Personal, prompt, caring and communication by email was excellent."

- Anonymous

"Feeling at ease knowing that they were putting my best interests first."

- Anonymous

Please select preferred method of contact

* We will only contact you by telephone if you select this as primary form of contact.